Home > I rolled off my contract! (joyful apprehensive look)

I rolled off my contract! (joyful apprehensive look)

February 4th, 2021 at 05:28 pm

Hi everyone. I am caught between apprehension and JOY.. I rolled off my contract.. no job.. free time.. lots of thinking.

Contract ended Friday.I left on good terms so can go back in 3 months. Also have 2 job interviews lined up this week Friday. Not sure if I want to go back right away though. I want to see 'how it feels' to be off and rely on the rentals and get to know me and what is out there again. Interviews range from $2 to $10 more per hour per job ($4000 to $20000 increase per year). I am so blessed I got into the field I am in... seems like rates just keep going up. All are work at home. As you recall my goal was to increase my investments over $100 k this year. I need a job to do that. 

I am currently saving $850 a month. I will increase that with rental overage and when I get a job or other income. 

Signed up for unemployment.. $505 + $300 .. so $805 a week.. that is a LOT! I thought it was in the 400's.

True to my word.. I will only pay my bills from the rentals and all the above will go towards savings, investments, fun or costs as well as any rental overage. I am starting 'sinking' funds for windows on two of my rental properties ($$)

Rentals are 100% full. This new manager is AMAZING!!! my stress level is way down with the homes. I feel more in control.

Today was cost savings/ look at money day . I was in the Obamacare Bronze plan $550/mth.  I switched to an offmarket plan for a $200 savings, set up an auto pay to fund my IRA for this year and cut cable by $40.. every little bit helps. I have some rugs etc to sell to clear out house and other stuff to give away. Now that I am at home I want to get a handle on my eating.. less eating out (not as healthy! and I feel less energetic), Also moved my HSA to Fidelity which is no cost. $100 saving a year.

I was looking and my real large cost is this crazy big house. taxes are over $12k a year. so that means over $1000 of my monthly mortgage is taxes.. I will sell this at some point but the building and development here is out of this world so figuring to stay a few years to cash in on any price appreciation

I have a 2008 chevy suburban with 176k miles. still looks good.. runs like a champ .. new engine at 125k.. a newer suburban would be nice but want to wait and see on gas prices and the getting a newer one and the associated huge cost does not seem exciting to me right now. I am still thinking mine will sell for $10k.

I am starting a financial blog and getting into wholesaling. Steps for the blog are 1. get pictures, 2. contract to build the site and structure 3. start!! 

Wholesaling. steps.. .investigate courses.. looking at Alex Martinez or Blair Halver course, buy one, learn and act.

Onward. Hope everyone is doing well out there. Keep moving forward.


3 Responses to “I rolled off my contract! (joyful apprehensive look)”

  1. LivingAlmostLarge Says:

    Congrats and good luck! Maybe it's time to just live off the rentals?

  2. Wink Says:

    That's great! I am glad you decided to take a little time off.

  3. terri77 Says:

    Regarding the unemployment, there is both a state & federal unemployment benefit due to the COVID relief bill, hence the increased amount.

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