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The new job appears to be a GO!!!!

April 27th, 2018 at 06:56 am

HI all

All signs are this job is a go.. large company.. 1 week downtown Chicago for training and then onsite in WINFIELD (10-15 minutes from the house).. my gym is on the way there and on the way home. It still allows for school. business casual. I am working with a vendor team onsite at their client which is a much more fun model than the one I just left (at the bank) and much more closely aligned with how I used to work at my large long term client . much more pay... $79/hr

Excited. nervous .. WOw

I talked to my accountant and w the tax laws and the rental income and the fact that the contractor firm
does not pay benefits. it makes sense for me to go 1099 vs w2 so I am goign to do that. He even thinks I will save at least $10k a year doing that. AND they don't offer a 401k either so I will set up a solo 401k and contribute the max to that and then the company can pay in 25% of my total comp. If I work there through year end that is over $40k thousand this year to the 401k!

I will research solo 401k companies.. and my accountant may have thoughts.

Losing weight finally!!! and gettign in shape .. feels great..

I gained 9 lbs between July-Dec last year likely due to the 2 flat nightmare but I am toning up and going to lose that

So still hoping to finish my 5 year goal strong (5 year goals ends 6/30/18) and then this entire year strong in terms of saving as much as I can

I am SO EXCITED that maybe I have a high paying fun job that still allows me flexibility to work out, go to school and have a life.

Fingers crossed it goes well.

My start date will be either Wed/Thurs or Friday next week. Still pending drug test and background check (I should have no issues)

Rachael

13 Responses to “The new job appears to be a GO!!!!”

  1. Trying to get ahead Says:

    Congratulations!

  2. snafu Says:

    Wonderful news! Congratulations. Is it ok to suggest exploring 401K offered at Vanguard, possibly compared to Fidelity. What are the MERs?

  3. Rose. Says:

    Wow! How exciting. Its great when things just work out.

  4. CB in the City Says:

    Sounds awesome!

  5. Rachael777 Says:

    Not sure what MERS are.. but I am definitely exploring and comparing Fidelity vs Vanguard for all my accounts. Apparently Fidelity has lower cost ratios on their funds.. .035 vs .4.. not sure if it is worth it to switch or not. Thoughts anyone? I JUST set up my new corporation.. Abraham Miser Inc. fun stuff today

  6. Petunia 100 Says:

    That's wonderful, Rachel. Congrats!

  7. AnotherReader Says:

    For something complicated like a solo 401(k), you will find the customer service at Fidelity to be far superior. I would not waste time trying to deal with Vanguard on this. Fidelity has offices. You can go in and sit down with one of their reps and get the solo 401 (k) plan set up by them while you are there. Once you get to a certain asset level, you will move into the Private Client group and have someone assigned to your account. If you choose your investments wisely, using Fidelity will not cost you any more than Vanguard.

  8. Carol Says:

    Agree with Another Reader. We have one at Fidelity; they are very helpful.

  9. LuckyRobin Says:

    So glad this is happening for you.

  10. Petunia in a Flower Garden Says:

    Terrific news!

  11. VS_ozgirl Says:

    That's terrific news, onwards and upwards!!!

  12. FrugalTexan75 Says:

    Great news!

  13. rob62521 Says:

    That's terrific! Congratulations!

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