using this somewhat as a diary too (hoping to read back on it someday and laugh).
the 'settlement/short payoff' for my house was DECLINED..No counter but they apparently do not always counter offers.
Offer $260k.. house worth at a firesale $380k and I want to live here.
Reoffered $285k today.. fingers crossed.
I will figure out a loan/money ... if it can work out once offer is accepted.. just need to get a number.
I actually got this news yesterday but was very upset. Decline was a HUGE surprise. i was so confident I was nearing the end.. I was super down.
After several years of hell.. 4-5?? I just want things to settle down and calm down and would LOVE To settle into my house..
Fingers crossed and prayers for a good response next week.
I DID ask them to counter if the offer was not sufficient.
Part of why they may have refused was because they upped the value in their system to $380 vs $350
Sad news-offer not accepted`