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Updates,. job, main home refinance

July 24th, 2014 at 04:05 pm

HI all

At this point just diarying..

Not my usual (hopefully) upbeat self.

REALLY REALLY down and discouraged.

Both work at home jobs fell throough.. no word from my old boss but do not have super hope w that. Each day at work is worse and worse. It is unbelievable to me that I have to go back there tomorrow and next week and whatever

I hate it. Rush hour back.. no matter what time I leave is at least an hour and a half.

I am exhausted after work (not from work.. work is easy) from the drive.. feet hurt.. back hurts.. stressed out of my mind. ANGRY (at who. I do not know.. LIFE .. ME!!??)

I am SO ANGRY AND FRUSTRATED

I jhave moments of calm where I am tryign to think of ways to immprove things/not focus on it/be positive/get productive.. whatever.. whatever.... today I listened to 'Oprah' on xm (get my mind off it) but really that can only last so long.. I am in the carfor an hour and half stop and go.. Friday is coming up.I can not imagine what that traffic will be like..and there is NO WAY OUT. I have to drive home and no matter when I do.. it is the same rush hour trafic..leaving at 3pm is just as bad..

I am feeeling sortof like the life and enjoyoment is being sucked out of me. I am so tired all the time.

Main home refinance.. still ongoing. my frustration w that is probably because I am so angry and stressed and TIRED all the time

Anyway.. they raised the points to 2.. so 4 points total.. 2 to broker, 2 to bank, 6%, 30 years, 5 year arm. they raised hte loan to $315k to cover all costs. I do not want to add debt w this so was trying to pay it all myself. (I did not know they need taxes paid in full thsi uyear. was hoping to use that towards costs).. SSTILL FAXING in endless docs.. They think house will appraise at $525k. I am SO DISCOURAGED AND UPSET..can not think anymore.

Just VERY DISCOURAGED and impacting everything

Loan payment would be over $1100 less than what it is now..

I was thinking of selling my car today (truck) just so I could take some time off and search for a job that way. I seriously can NOT imagine showing up again day after day after day. I need to maintain working w a paychedck while this loan goes through..

I am also thinking (and you can think I am insane and post comments ) of getting a doctors note that I injured my foot, broke my leg whatever, totalled my car.. ANYTHING so I can work at home for a week or two to get my head on straight and get hopefully a good start on job searching. Absent htat I will ask my boss if I can work at home starting next week for 2 days (norm is 1 day after 3 months) I can not last that long.

In the contracct world.. jobs come fast. so really from the time I get contacted to 'hearing if hired or not' is generally 2- 3 weeks and just having that RESOLVED will lower my stress and discouragemnet 10 million fold. .. even if I start 2 weeks after that

That and having this loan CLOSE and the 6 homes smoothed out

I do not have energy to deal w 6 homes right now.

6 Responses to “Updates,. job, main home refinance”

  1. Another Reader Says:

    OK, you need to focus and regain control. Yes, the job and commute are not to your liking, but quitting is not a reasonable option right now. Get some audio books for the commute from the library - whatever you enjoy - and tough it out until the loan is done. In the meantime, put out feelers. But don't jump until the loan is done. It's a huge red flag at this point.

  2. creditcardfree Says:

    You sound depressed. Get counseling if needed. And don't quit the job until you have another one lined up. You can get through this!!!

  3. LivingAlmostLarge Says:

    Don't give up yet. It might get better. Perhaps work later and end later?

  4. Carol Says:

    Could you go exercise ( walk, gym ?) after work and let the traffic go by, then drive home?

  5. MonkeyMama Says:

    Any public transport options to help deal with the stressful driving situation? Hang in there!

  6. Kiki Says:

    Are there carpool options? You said there was so eome at the office who drive from your area? Would save money and stress levels. Take a train? Rent a room three nights a week from someone near the office so no commute?

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