HI all,
Refinance offer
8.99/30 year amortization and 3 year term
3 points total
and normal closing cost of estimated less than $3000
2 year prepayment. I can not pay it off prior to 2 years.
This Rate is more than I was hoping. Hoping for 8.25, but points are less. I will pay off the costs of this loan with the savings in 12 months.. and after that save approx $700+ a month.
My plan
1. send a note to the current lender .. see if they can match or exceed the deal. If I go w the current lender my cost will likely be less. The Broker is getting 1 of those 3 points above. Also current lender should have less closing costs (**thsi is done, waiting to hear from them**.. be a dream if current lender coudl do it**)
2. research some other lenders.
HR call at 3pm for another job.
Rachael
Main house refinance offer
June 12th, 2014 at 05:56 pm
June 12th, 2014 at 07:40 pm 1402602006
June 12th, 2014 at 09:49 pm 1402609749
June 13th, 2014 at 04:19 pm 1402676363
I do not want to offend you when I say this, but this is what happens when you foreclose on your house though, and go bankrupt. There has to be some sort of consequence or everyone would do it, and then buy their house back cheaper than what it is worth.
The damage is done, so your just going to have to stick it out and get through it. You can do it!
June 19th, 2014 at 01:30 pm 1403184611