I have been meeting people through this guy I am seeing who are RETIRING at 53 etc.. He worked at a company his whole life and has a pension too and big 401k. They are still laying off there and every so offten a friend gets laid off and gets a financial package. Everyone there is apparently cashing out the pension vs taking payments. Many also have huge 401ks..He does not feel he has enough to retire but wow if I had what he has and the rentals paid off I would be GOLDEN. He is 53 I am 43..
I WANT TO RETIRE EARLY (or be in a position to do where work is a choice not a necessity or work part time) I just want to have more time and freedom. CHOICES
I have come to the conclusion that to feel free I need to add to my goals to pay off the house ASAP. Big goal.. $300k...and involves some creativity and NEW thinking but I am going to figure something out. I can not pay off the house or reach my goals with saving $500-$1500 a month.. need to step back and get a whole new paradigm
I really do not feel comfortable relying on the real estate income I will (not now but later) have with the house debt still there and not working liek I do now. I know I will want the house paid off to relax.
Someone died today.. the realtor who sold me the 6 homes died before they closed and the attorney on both just died yesterday. Makes me think of how short life is.
Life is short. I want to seize the moment and use more of it. Spring is starting and I want to feel FREE.
I am ok working super hard for a few years, taking some risks if I can get what I want later.
I hesitated writing because it feels like I am setting a goal that I am not sure (yet) I can meet and in a public way but I have done 'hard things' before and I am sure I can think of a new paradign/way/idea to make this happen..
Prayers for creativity, opportunity and logic to avoid too much risk .
Someone died, insights and no retirement w house debt