I completed setting up my 6 homes emergency fund and my emergency fund into a Barclays account earning .9 interest.. so feel good.
Now looking to pay off the car FASSST .. was looking into selling excess stuff on Craigs List..and seeing if I can get some extra income. Car loan is now $20k at 3.15%. I currently make double payments $1008 a month which is crazy to have such a high bill in a month. If I can get another $1000 a month I can have it paid off in 10 months.
I did animal communication and behavior work on the side which I really enjoy. I did an event 2 weeks ago and made $440 and it was fun..
Goals thsi week:
1. scan house for things to sell (so far ellipical, tahoe seats, cage banks, other stuff.. do small things sell on Craigs list too (like under $10)???.. too cold for a garage sale
2. finish up draft for website for the above animal behavior/communication work and starting taking clients. I charge $120-150 an hour (but people can do less than an hour) so potentially I could reach $1000 a month on that. I did more than that before. It would be great to feel less burdened with monthly payments. HUGE.
I am also eating IN more and watching my money so feeling good.
and this month will be my first 'sweep' where I sweep available cash/coins into my account or savings? (unclear).. maybe into my account and then deposit into online savings or towards the car
I have a warranty (owed $1650, 0% interest) and the car $20k, 3.x%).. Which should I knock out first? I think Dave Ramsey would say the warranty just to get it out of the way then apply that money to the car?
Paying of the car and musings