HI all.
I completed setting up my 6 homes emergency fund and my emergency fund into a Barclays account earning .9 interest.. so feel good.
Now looking to pay off the car FASSST .. was looking into selling excess stuff on Craigs List..and seeing if I can get some extra income. Car loan is now $20k at 3.15%. I currently make double payments $1008 a month which is crazy to have such a high bill in a month. If I can get another $1000 a month I can have it paid off in 10 months.
I did animal communication and behavior work on the side which I really enjoy. I did an event 2 weeks ago and made $440 and it was fun..
Goals thsi week:
1. scan house for things to sell (so far ellipical, tahoe seats, cage banks, other stuff.. do small things sell on Craigs list too (like under $10)???.. too cold for a garage sale
2. finish up draft for website for the above animal behavior/communication work and starting taking clients. I charge $120-150 an hour (but people can do less than an hour) so potentially I could reach $1000 a month on that. I did more than that before. It would be great to feel less burdened with monthly payments. HUGE.
I am also eating IN more and watching my money so feeling good.
and this month will be my first 'sweep' where I sweep available cash/coins into my account or savings? (unclear).. maybe into my account and then deposit into online savings or towards the car
QUestion.
I have a warranty (owed $1650, 0% interest) and the car $20k, 3.x%).. Which should I knock out first? I think Dave Ramsey would say the warranty just to get it out of the way then apply that money to the car?
THoughts?
Thanks guys.
Paying of the car and musings
October 28th, 2013 at 12:51 pm
October 28th, 2013 at 12:57 pm 1382965050
October 28th, 2013 at 01:26 pm 1382966760
October 28th, 2013 at 01:49 pm 1382968146