Feeling a little down this am. I get this way when I am overwhelmed or 'stuck'. I found the Dave Ramsey book (good easy reading and sound advice) made me feel I am not doing enough. On top of that one of my 6 homes has a vacancy that we are trying to fill for the first but have not 'nailed someone down yet'. Feeling stressed. I do have 3 months 'vacancy built in' across the 6 homes but feels bad to 'use it'. In either case.. also $1200 costs across the 6 homes last month and the fix up on this one (we sortof threw this lady out.. good move though.. just wish it had not happened this time of year).. .. anyway the fix up on this house is probably near $1000 too.. but I am keeping her whole security. Just upsetting.. lots of costs this month.
Anyway.. Dave Ramsey (and folks here) have given me lots of motivation to Track my Money which I am still not doing and to get 'gazelle intense'. I have basically 2 debts .. the car $20k and a warranty on this other car.. proobably less than a $1000. Also building the emergency fund to $16,000 (only have $2k).. and feeling stresed that I still can not log on to that Obamacare website (has anyone been able too.. insane!)
Anyway .. thanks for listening to my rant here a bit. I need to focus on the positive and will see if I can write down some positive things each day or when I am on a 'high'.. so I remember them for later.,
I am wondering if I can pay off the 6 homes, 3 units and a HOME (my house 'short refinance' has not gone thorugh yet though. no definitive word).. in 5 years.. maybe extend the house to 10.. but want to build up more cash. Feel my income is tapped out. I do well but when I worked before (5 years ago). I made $20k more. I work in network project management. Contracts are less now a days and this job I can work at home..
I think I need to destress and relax(have this not for profit that I need to close and it has been weighing up me for literally years (95% of my stress comes from that) and work has been crazy this past month)
Have a great day everyone.
Feeling a little down this am