Hi all.I have been motivated (and shamed) by reading all the other blogs here.. lots of people hard at work!. I am going to start tracking money and forming a budget. I have a budget (sortof) except I do not track specifically to it.. but if the house refinance (short refinance goes through) I really need to get tighter and everyone else is escalating their goals.I may as well too.I will start to track as of today and then maybe 'enter' some of the challenges other have posted.. snowflakes (need to get a handle on what those are), 365 day thing and then No Spend Days and Low Spend Days.
This is the current budget including the 2 flat and is a 'rough budget'. I do not include the 6 homes here but will share that as well as how the deal came together for folks who want to know.
Musings and starting to budget
October 9th, 2013 at 03:20 pm
October 9th, 2013 at 03:43 pm 1381329831
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My thoughts are if you slowly decrease amounts in each spending category, you can see an immediate increase in savings which can motivate you to be more creative in saving/spending arenas.